I've used this jacket a few times now and I do like the jacket but I'm not sure I would call it a thermal jacket. I got this on sale and would probably not pay full price for it.
This jacket is very thin, especially in the arms, and I've been using it more as a top level wind breaker, but has kept me warm with a base layer and jersey on rides in the 30s.
I would purchase again, but not for 200, and not with the expectation that it's a thicker thermal jacket.
