Great jacket. Been able to use from the mid 20's through the 50's without any problem, and only a single thermal layer underneath. Only negatives; runs slightly smaller than as advertised and hasn't helped me keep in shape when hanging in the closet.
Pearl Izumi clothes tend to be small. I have to order large size. The insulation isn't that thick but it is good only for late fall. Fleece insulation looks like thin frayed fleece material. It isn't dense polartec 300 fleece. This isn't a winter jacket. You need to wear 2 layers under jacket to keep warm. Shipping costs is high which nullifies any savings in sale price.
I really like this jacket - well made, warm on chillier rides (have ridden recently down to 32 deg), and i like the fit overall. Just a bit short for me (6' 3" bought the XL) in body but overall manageable. Note the color is definitely bright but more on the coral side vs. red/orange look on screen. No biggie as I like it overall and am not afraid to wear a little color!