I have no problem with it but a couple of observations. My 3-mile ride to work this morning was at 24 degrees. I wore this jacket over what I consider to be a light thermal jersey. Half way through I had to unzip the jacket. I think in the 20s you could get away with this jacket over a t-shirt or base layer. Second observation, I ordered the x-large after reading several reviews here and elsewhere that it runs small. That may be true if you're layering heavily, and I don't mind winter gear fitting a little loose. However, a large would have done me just fine at 6' and 195 pounds. The XL drips off even over the thermal jersey. I could see using this in Canada over several layers at which point I would size up. But as a single layer of over a t-shirt don't size up.
It's well made, very warm, and breathes well, but I'll be saving it for layering in the teens and over a t-shirt in the 20s. No way I'll have this anywhere near me with temps above freezing. On sale it's a good deal.
I am about 6' 1', 215. I wear an X-large in long or short sleeve t shirts and they fit me comfortably.
Since I will be wearing this jacket over at least one layer. I tried the jacket with a base layer and the fit was too tight for me to move around comfortably. Unfortunately, they did not have an XX-large in this jacket, so I had to return the item.
The jacket felt comfortable and was in a color suitable for road and trail riding.
This is a very warm and very visible jacket. With the right base layers, I've worn this down to 21F and was warm and insulated from the wind. The only complaint I have is that the rear pocket opens too high to be easily accessible. A side entry zipper would be nice or, at least one zippered front pocket would make this a perfect winter jacket.